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2019年,你的钱都去哪儿了?

发布时间:2020-01-09 16:05:56    文章来源:玉林新闻网-玉林晚报

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各家情况不同 消费差距较大

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教育投资、美容、旅游成消费大头

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市民理财需求增加 业内建议稳健第一

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“现在很多人对投资或者理财的概念比较模糊,部分人是抱着从众的心理在做所谓的‘理财’。”银行从业人员潘微微建议,市民应该树立正确的消费观,切勿盲目提前消费。而对于普通投资者来说,放平心态、保住本金才是第一位的;其次,不恐惧、不贪婪,采用适合自己的投资组合方法,赚取属于自己应该赚的钱;再次,银行收益率呈下降趋势,锁定长期理财方式,尽早锁定长期收益还是很有必要的;此外,大形势下,打破刚性兑付的时代已经到来,市民更应该提高辨别风险的能力,家庭资产配置不能单一化。(记者 梁桂香)


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